Useful tips to buying a house

Title: 

Useful tips to buying a house

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355

Summary:

Buying a home can be a daunting experience

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Article Body:

Buying a home can be a daunting experience. If you have never done it before, you are left wide open to all sorts of dodgy things being done to you, by the seller, their estate agent, or even your own estate agent. However, as with many things in life, a little knowledge goes a long way. If you are buying a home, here are some things you should know.

First and foremost, you won’t go far wrong if you set a budget and stick to it. Work out what you can afford, and then work backwards to include agents’ fees and other expenses (surveys, for example). Your budget minus the fees and expenses is the maximum price that you should pay for your house. If you go over, you will struggle and get yourself into all sorts of bad debt ñ and once you get into debt, it is hard to get out.

The next important thing is to always have a proper survey done. They are expensive, so it can be tempting to skip it or try to do it yourself from a checklist you found in a book, but it will be much more expensive for you if you buy the house only to find something that the survey would have. This is one reason why it is not a good idea to buy houses at house auctions ñ they will sometimes have drastic structural defects that a survey would have found, but you have just committed to buy the house without one.

The last piece of advice I have for you is to take your time. Once you have decided to move, it can be tempting to dive in and see as many houses as possible in a week, and then buy one of them. The people who find the best houses, though, take a year or even more, looking at only a few good houses each week, until they find one that really grabs them. If you do it this way, not only will you be less stressed, but you will also be much more likely to be happy with the result.